Privacy Policy

PAYRA is committed to maintaining your trust, values your privacy and recognizes the sensitivity of your personal information. We work toward protecting the privacy of users of our website. We have carefully crafted this Privacy Policy to address concerns you might have and to assure you that if you give us personal information, we will treat it carefully and appropriately. BY USING PAYRA, YOU CONSENT TO THE TERMS AND CONDITIONS OF THIS PRIVACY POLICY AND TO OUR PROCESSING OF PERSONAL INFORMATION FOR THE PURPOSES STATED BELOW. IF YOU DO NOT AGREE TO THE TERMS AND CONDITIONS OF THIS PRIVACY POLICY, PLEASE DO NOT USE PAYRA.

BASIC CONFIDENTIALITY POLICY
Where personal information is required to use or interact with PAYRA, it is our policy that this information – such as your name, postal or email address, or telephone number — is private and confidential. The personal information you provide to PAYRA is stored in a secure location, accessible only by appropriate staff, and is used for the purposes set forth in this policy, such as to process your order, reply to a question, or to send requested materials.

Information Collected
We collect two types of information from visitors to PAYRA:
(1) Personal information; and
(2) Non-Personal Information, such as your IP address or cookies.

Personal information
“Personal information” is information that identifies you personally, such as your name, postal address, telephone number, or email address. PAYRA collects and stores the personal information that you have provided to us. Here are some examples of manners in which we may collect your personal information on PAYRA:

  • We will collect your first and last name, email address, and postal address when you make a purchase from PAYRA;

  • We may collect your email address if you contact us with a question;

  • We collect your first and last name, postal address, and billing information if you make a purchase through our site; and

  • We may collect your device ID number when you interact with PAYRA using a mobile device.

The above list provides an example of the personal information that may be collected from you on PAYRA. If you do not want PAYRA to collect your personal information, please do not provide it to us.

Non-Personal information
“Non-Personal Information” can be technical information or it can be demographic information, such as your age, gender, ZIP code, or other geolocation data, or interests. Non-personal information does NOT identify you personally. Here are some examples of the non-personal information that is collected via PAYRA and a description of how this information is used:

  • Internet Protocol (IP) address — Your IP address is a number that lets computers attached to the Internet know where to send you data — such as the web pages you view. We use this information to deliver our web pages to you upon request, to tailor our website to the interests of our users, and to measure traffic within our Sites.

  • Cookies — PAYRA websites use “cookies” to improve functionality and usability. We use this information for planning, tracking, and improving the technical functions of our sites and products. By using our products and agreeing to this policy, you consent to our use of cookies in accordance with the terms of this policy.

ABOUT COOKIES
Cookies are text files sent by Web servers to Web browsers and are stored on the user’s computer or mobile device. If the browser is loading a page and the server requests the information stored in the cookie, the cookie is sent back to the server.

Cookies contain data about the user’s activities on the website and can be used by Web servers to identify and track users as they navigate different pages on a website, and to identify users returning to a website.

Cookies may be either “persistent” or “session” cookies. A persistent cookie will remain valid until its set expiration date (unless deleted by the user). A session cookie will expire at the end of the user session when the Web browser is closed.

HOW PAYRA USES COOKIES
Cookies do not contain any information that personally identifies the user, but information that we store about the user may be linked by us to the information stored in and obtained from cookies.

PAYRA websites use the information we obtain from people’s use of our website through cookies for the following purposes:

  • To recognize the user’s computer when the user visits the website.

  • To track some user actions during website navigation.

  • To improve the website’s usability.

  • To analyze the use of the website.

  • To administer the website.

  • To report click-through data to our advertisers.

THIRD-PARTY COOKIES
When users visit PAYRA websites, third-party cookies may be sent to their computers by PAYRA advertisers or service providers.

They may use the information obtained from these cookies:

  • To track users browsing across multiple websites.

  • To build profiles of users’ Web surfing.

  • To target advertisements that may be of particular interest to users.

BLOCKING COOKIES
Most browsers allow users to refuse to accept cookies. [browser-specific instructions omitted here for brevity]

Blocking all cookies will, however, have a negative impact upon the usability of many websites.

Deleting Cookies
Users can also delete cookies already stored on their computers. [browser-specific instructions omitted]

Doing this may have a negative impact on the usability of many websites.

Demographic Information
“Demographic Information” may be your gender, age, ZIP code or geolocation data, and/or interests, which you voluntarily provide to us on PAYRA. We use this information to provide you with personalized services and to analyze trends to ensure the information provided by PAYRA meets your needs.

Please note that we also consider aggregated information, which is not personally identifiable, to be non-personal information.

USE OF INFORMATION COLLECTED VIA PAYRA
Personal information
We use your personal information that is collected on PAYRA primarily for the following purposes:

  • To process your order and, if necessary, to contact you regarding the status of your order;

  • To fulfill the terms of a promotion;

  • To ensure PAYRA is relevant to your needs;

  • To help us create and publish content most relevant to you;

  • To contact you regarding additional services and features;

  • To request your feedback about your experience with PAYRA;

  • To notify you about a material change to this Privacy Policy, if necessary; and

  • To allow you access to limited-entry areas of PAYRA.

Non-Personal information
Non-personal information is used as described above and in other ways as permitted by applicable laws, including combining non-personal information with personal information.

Release of Information to Third Parties
Personal information collected as a function of PAYRA will not be released to third parties except to further the purpose for which you provided and in the following instances:

[examples omitted for brevity]

CHILDREN UNDER 13
PAYRA does not knowingly target children under the age of 13 and we do not collect personal information from any child under the age of 13. In the event we learn that such information has been provided to PAYRA, we will delete or destroy it.

THIRD PARTY WEBSITES AND ADVERTISERS
PAYRA Sites may provide you with links to other websites. In the event that you choose to access such websites, PAYRA is not responsible for any actions or policies of those sites.

[additional disclaimers omitted for brevity]

OPT-OUT
We communicate with our members on a regular basis via email. [Details omitted for brevity]

If you do not want to receive other types of communications from us, such as messages or updates regarding new services and products offered on PAYRA, or if you do not want us to share your personal information with third parties, you may opt out.

CHANGES IN OUR PRIVACY POLICY
PAYRA reserves the right to make changes to our Privacy Policy at any time and for any reason without prior notice.

WEBSITE SECURITY POLICY
No data transmissions over the Internet can be guaranteed to be 100 percent secure. Consequently, we cannot ensure or warrant the security of any information you transmit to us and you understand that any information that you transfer to PAYRA is done at your own risk.

However, PAYRA uses website security measures consistent with current best practices to protect its website, email, and mailing lists.

ASSIGNMENT
In the event that all or part of our assets is sold or acquired by another party, or in the event of a merger, you grant us the right to assign the personal and non-personal information collected via PAYRA.

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